Austin Rideshare Accident Lawyer

Who Is Liable for an Uber or Lyft Accident?

Liability for a rideshare accident depends on the driver’s status at the time of the collision. Uber and Lyft drivers use their personal vehicles and contract with the rideshare companies, so different insurance policies may apply to your claim depending on these specific scenarios:

When the Driver is Logged Off

If an Uber or Lyft driver is not logged into the app, they are driving for personal reasons. In this situation, the driver’s personal auto insurance policy covers any damages from an accident. Uber or Lyft’s insurance coverage does not apply here.

When the Driver is Logged On but Hasn’t Taken a Ride Request

If a driver is logged into the rideshare app but has not accepted a ride request, Uber and Lyft provide limited liability coverage:

• $50,000 per person for bodily injury
• $100,000 per accident for bodily injury
• $25,000 for property damage

This coverage applies only if the driver’s personal insurance denies the claim or fails to fully cover the damages.

Many rideshare drivers operate in dense areas such as downtown Austin or near popular venues, so determining the driver’s app status at the time of the crash helps clarify which insurance policy applies. Details collected from the app’s records and local authorities often play a key role in the outcome of your case.

When the Driver Has Accepted a Ride or is Transporting a Passenger

Once the driver has accepted a ride request or has a passenger in the car, Uber and Lyft provide $1 million in liability coverage. This policy includes uninsured/underinsured motorist coverage and contingent comprehensive and collision coverage.

If you were injured as a passenger or struck by a rideshare driver under these circumstances, you may seek compensation under Uber or Lyft’s $1 million policy. Our attorneys at Howry, Breen & Herman, LLP draw on decades of trial experience to help hold the responsible parties accountable and seek the maximum recovery for your losses.

Steps to Take After a Rideshare Accident in Austin

If you have been involved in an Uber or Lyft accident, taking the following steps can strengthen your claim and help protect your rights:

1. Seek Medical Attention – Make your health and safety the priority. Even if you do not initially feel injured, seek a medical evaluation because some injuries might not appear right away.
2. Report the Accident – Contact Austin law enforcement to file a formal police report.
3. Document the Scene – Take photos of the accident scene, all vehicle damage, and visible injuries. Gather contact information from all parties involved, including the rideshare driver and witnesses.
4. Report the Incident to Uber or Lyft – Notify the rideshare company through their app or customer service line.
5. Speak to an Experienced Attorney – Contact Howry, Breen & Herman, LLP to discuss your options. Our team manages communications with insurance companies and advocates for your interests throughout the process.

Rideshare crashes in Austin often occur in busy traffic zones or during peak event periods, so swift action helps strengthen your case. Collecting accurate documentation clarifies the facts and supports your claim under Texas and local rideshare laws. Keep copies of all police reports, medical records, and expenses tied to your accident so you have them accessible for your case file.

What Damages Can You Recover After a Rideshare Accident?

If you are injured in a rideshare collision, Texas law may allow you to recover different types of compensation. In Austin, losses can extend beyond immediate medical expenses. Depending on your situation, potential damages may include past and future medical bills, lost income if you cannot work, reduced earning capacity, and costs for rehabilitation. Many people also pursue compensation for pain and suffering, emotional distress, and loss of enjoyment of daily life—especially if injuries prevent you from participating in Austin’s events and outdoor activities.

Your claim may also account for property damage if you lost or damaged personal belongings in the crash. The value of your damages depends on how seriously you were hurt, how the accident affects your routine, and the supporting documentation you provide. Our team recognizes the long-term effects of rideshare accidents, including those resulting in ongoing conditions or disability. We work to identify both immediate and future setbacks to ensure your claim reflects the full impact of the accident. If you anticipate needing extended medical care or time away from work, share these details with your attorney to help guide your case decisions.

How Long Do You Have to File a Rideshare Accident Claim in Texas?

Texas sets specific deadlines, known as statutes of limitations, for filing personal injury claims after a rideshare crash. In most cases, you have two years from the date of the accident to file a lawsuit. This deadline applies to Uber and Lyft accident claims in Austin and across Central Texas. If you miss the two-year period, you may lose your right to seek compensation, regardless of the strength of your case. Certain exceptions, such as claims involving minors or government vehicles, may affect this timeline, but those are uncommon.

Acting promptly helps you preserve key evidence, collect witness statements, and avoid missing the deadline. In Austin, busy city roads and major events can impact how quickly police reports, surveillance footage, or witness details become available. Starting your claim early gives you a better chance to document your injuries and pursue compensation within Texas’ legal deadlines.

Call (512) 430-4844 or contact us online today to speak with our Austin rideshare accident lawyers.